Why Get Pre-Approved?

1. Pre-approval acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a pre-approval is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. Sellers will not accept an offer without a pre-approval letter or proof of funds to pay cash. If you are serious about buying a home, this is an important first step to take. Call or text Rob at (727) 278-9090, or email hiremcguire@kw.com and he will work with you and one of his preferred lenders to help get you pre-approved. 


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